We have expertise in securing the right coverage for every vehicle, including daily drivers, collector cars, luxury autos, motorcycles and more. Our advisors will work with you to ensure that every driver in your family has the right level of coverage at the best possible price. Learn more about the key types of auto insurance you may need:
Collision coverage helps pay for damage to your vehicle if you hit another car or object, regardless of fault. Whether it’s a fender bender or a major accident, this coverage ensures your vehicle repairs or replacement costs are taken care of, minus your deductible.
Collision coverage is especially valuable for newer or financed vehicles, providing financial protection against repairs that can be extremely costly. While not legally required, collision coverage offers peace of mind for drivers who want added security on the road.
Comprehensive coverage protects your vehicle from non-collision incidents, such as theft, vandalism, fire, falling objects, and natural disasters. If your car is damaged by hail, a tree branch, or even a stray shopping cart, this coverage helps pay for repairs or replacement.
Comprehensive coverage is an excellent option for those looking to safeguard their vehicle from unexpected events beyond their control. Often paired with collision coverage, it provides well-rounded protection for both on-road and off-road risks.
Liability coverage is often required by law and protects you financially if you’re at fault in an accident. It includes bodily injury liability, covering medical expenses and lost wages for others, and property damage liability, which pays for damage to someone else’s vehicle or property.
Without liability coverage, you could be personally responsible for significant costs. We can ensure that that you have an adequate amount of liability coverage to meet your legal requirements and to shield your finances from major claims or lawsuits in the event of an accident.
Medical payments coverage, also called PIP in some states, helps pay for medical expenses if you or your passengers are injured in an accident. This type of coverage can vary significantly from state to state, and it is important to ensure that you are adequately covered wherever you travel.
